Privacy Policy

Effective date: May 26, 2026

PocketRatio is designed to keep your medical spending records private. Core data is stored on your device. If you sign in with Apple, data may sync through your private iCloud storage to your own Apple devices.

Data we collect

• Profile details you provide or approve during Sign in with Apple
• Medical expense entries, categories, dates, and notes
• Income, budget, and out-of-pocket cap settings

How data is used

• Calculate out-of-pocket ratio and budget/cap progress
• Generate local alerts and on-device summaries
• Enable optional iCloud sync between your devices

Data sharing

We do not sell your personal data. PocketRatio does not share your expense records with third-party advertisers.

Your controls

• You can edit or delete expense entries at any time.
• You can sign out and delete local app account data from Profile.
• You can export and import data with CSV tools.

Contact

Email: support@pocketratio.com