One meaningful number
See your out-of-pocket spending as a percentage of monthly income, using layout hierarchy to guide you to what's important.
Design with Intention. Track with Purpose.
PocketRatio turns out-of-pocket medical spending into one clear percentage of your income. Private by design, built with uncompromising attention to detail, and putting agency back in your hands.
Scan to download
Point camera to scan link
No bank linking
On-device by default
Optional iCloud sync
Intention & Clarity
We believe every feature should respect your time, attention, and trust. By intentionally choosing what not to build—like bank linking or online tracking—we remove friction and put you back in control.
Familiarity & Conventions
Follows Apple's established iOS navigation conventions, making it immediately intuitive and a joy to use from the first tap.
True Agency (Forgiveness)
Easy CSV import/export lets you explore your data at your own pace, with simple undo alerts for destructive actions so you feel confident.
Carefully Crafted Details
From smooth Swift Charts and home screen widgets to responsive transitions, our attention to craft shows we care.
Flexible Calculations
Adapts to you: track in your local currency (follows device geography or manual override), personalize your tracking period, or customize calculation math.
Reliable & Private
Built on a solid foundation of native iOS SDKs with on-device persistence, Face ID lock, and secure Apple Account Sign-In.
Simplicity in Action
Concise workflows designed to help you find and log what you need without effort.
- Summary search and smart autocomplete suggestions
- Fast manual entry with OCR receipt scanning (VisionKit)
- Amortized payment plans that split bills across months
- Budget limit monitoring and local warning threshold logs
- Medium-sized widget with dynamic, adaptive progress bar
- Home screen quick actions and Spotlight deep-linking
- Siri and App Shortcuts for background expense logging
- Passcode and Face ID lock to protect local access
Acting Responsibly
Respecting privacy as a human right. We ask only for what is necessary to serve you, keeping your medical data secure on your own device.
What we store
- Profile credentials provided via Sign in with Apple
- Expense totals, categories, dates, and optional notes
- Income, budget, and out-of-pocket caps you configure
- Local preferences (calculations, thresholds, Face ID status)
What we do not do
- No bank account credentials requested
- No ad-tracking SDKs or analytics trackers
- No server databases or backend accounts
- No external health-data integrations or background APIs