Privacy Policy

Effective May 26, 2026

PocketRatio keeps your medical records private. All data lives on your device. If you sign in with Apple, records sync through your personal iCloud — not our servers.

What we collect

  • Your name and email, only if provided through Sign in with Apple
  • Expense entries: amount, category, date, and optional notes
  • Income, budget, and out-of-pocket cap settings
  • App preferences (math model, alert threshold)

How we use it

  • To calculate your out-of-pocket ratio and budget progress
  • To generate on-device summaries and local alerts
  • To sync data across your own Apple devices via iCloud

What we don't do

  • We do not sell your data.
  • We do not share expense records with advertisers.
  • We do not link to bank accounts.

Your controls

  • Edit or delete any expense at any time inside the app.
  • Sign out and delete all local data from Profile settings.
  • Export your data as CSV at any time.

Contact

support@pocketratio.com